Insurance for Owners

These insurance policies protect your home and property.

We Connect You with the Right Experts

As a property owner, you bear responsibility – for your property, for third parties, and for maintaining its value. In Switzerland, there are insurance policies that are legally required, as well as supplementary policies that offer valuable protection. To help you find the right solution, we accompany you with a network of experienced insurance partners. This way, you receive well-founded recommendations – individual, reliable, and forward-looking. You benefit from comprehensive consultation with one goal: optimally securing your property and your investment.

Important Insurance Policies for Property Owners

Which policies are required or recommended depends, among other things, on the canton and the specific situation. The following overview shows you the most important insurance policies for property owners in Switzerland.

Together with experienced partners, we support you in finding exactly the coverage that suits you and your property.

Building Insurance

Mandatory in most cantons. It protects your property from damage caused by fire, water, or natural events such as storms or hail.

Liability Insurance for House and Property Owners

Deckt Schäden, die Dritten durch Ihre Immobilie entstehen – z. B. bei vereisten Wegen oder herabfallenden Dachteilen.

Household Contents Insurance

Recommended to protect personal belongings in the house against risks such as fire, theft, or water damage

Earthquake Insurance

Not mandatory, but a sensible addition for high-value properties – especially in seismically active regions of Switzerland such as Basel or Valais.

Legal Protection Insurance for Owners

Protects you in legal disputes concerning your property – such as neighborhood disputes or tenancy issues.

Construction Insurance (for Renovations/New Builds)

Essential during construction phases – covers unforeseen damages and protects your investment even before completion.

FAQ's

and all the answers

Building insurance is mandatory in many cantons. Liability insurance for owners is also strongly recommended. Let us clarify your insurance questions together - we at Doris Bader Immobilien connect you with the right experts.

It protects your property from damage caused by fire, water, storms, hail, and other natural events.

Yes, if you also want to protect the contents of your house – for example, furniture, electronics, or valuables.

For high-value properties or in regions with increased seismic risk, this additional insurance can pay off.

It protects against high costs in legal disputes concerning your property – such as with neighbors, tenants, or authorities.

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Are You Looking for the Right Insurance?

Caroline Duboc

Real Estate Consultant & Referral Manager

I am happy to advise you personally:
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+41 41 418 08 95
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